Imported Car

Insuring an Imported Car

When looking to import a car into the UK, insurance needs to also be considered, to ensure you have covered all eventualities and make sure you’re car is covered for everything UK roads car throw at it.

As the market for imported cars continues to grow, there are more options and services to insure your car, and therefore the ease of getting your vehicle insured increases.

Like any insurance, deals can now be compared to insure you get one of the best deals on the markets, so you can insure your car comprehensively for as little money as possible.

Will the type of car I import affect the insurance?

There are two common types of car that are imported into the UK – ‘grey’ imports and ‘parallel’ imports. Grey imports are built outside of the EU and so do not conform to European standards or regulations. These cars will have to pass an IVA test for a UK insurer to insure them with confidence.

A typical example of a ‘grey’ import would be a Japanese car. These cars often boast additional power and performance compared to their European counterparts.

It can mean grey import cars maintenance and part sourcing is more expensive and therefore could attract a higher insurance premium. Therefore shopping around is so crucial to hunting out a good deal.

Parallel imports are those from Europe and conform to the same regulations and standards as the UK. It stands to reasons that they may therefore be easier and cheaper to insure than a grey alternative.

What’s the best way to get good value imported car insurance?

Insuring a powerful Japanese import will always cost more than a small hatchback in the UK, but it doesn’t mean you have to pay more than you need to.

Simple things like storing the car in a garage overnight and building up a good No Claims Bonus will help to lower your premiums.

But above all, it is worth visiting comparison sites is the most effective way to narrow down to the best deals and services. Simply enter your car and personal details and you will be able to find the best prices on the market.

We hope our guide to insuring an importing car has helped out with the process and we look forward to working with you to bring your car into the UK and have it correctly tested ready for it to be road registered.


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